Ford Fusion Insurance and Resale Values Rise Amid Used-Car Surge

Date: October 19, 2025

With new vehicle production still facing supply-chain bottlenecks and chip shortages, used-car demand remains high — and the Ford Fusion has seen its value rise accordingly. While the model ended production some years ago, increased interest in well-maintained sedans has pushed resale prices upward and spurred renewed attention on older Fusion units.

This renewed interest has also triggered a closer look at long-term ownership costs and insurance premiums. Some insurers report that claim frequency on older Fusion models remains low, which is helping to moderate premium hikes. As a result, many owners of recent-generation Fusions are reporting that their annual insurance cost has decreased or held steady despite broader market trends.

The trend underscores how discontinued models like the Fusion can still play an important role in automotive markets — both as practical, cost-effective choices for budget-conscious buyers and as steady assets for owners who maintain them well. For existing Fusion owners, the message is simple: keep up with recommended maintenance, and the value proposition of your vehicle is likely stronger than you might have assumed.

Owner takeaway: If you’re driving a Ford Fusion, consider exploring resale options now or budgeting accordingly for ownership continuation. A clean vehicle history and documented maintenance can be especially valuable in this current market climate.